What is the Affordable Care Act and What Does it Mean for You?

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What is the Affordable Care Act and What Does it Mean for You?Dr. Vicki Rackner Helps You Choose Health

Fasten your seat belts, because we’re in for a wild health care ride. The Affordable Care Act–commonly called ObamaCare– represents the most significant regulatory overhaul of our healthcare system since the inception of Medicare in 1965.

We all want the same things:

1.Decrease the number of uninsured Americans.

2.Reduce the overall costs of healthcare.

3.Streamline healthcare delivery.

4.Improve healthcare outcomes.

After robust conversations about the best way to make our healthcare system work, we have a new law.

Now it’s time to focus on how you can make the health care system work for you and your family.

Part 1: Patient Protection

The full name of the new law is The Patient Protection and Affordable Care Act. Let’s begin with the 10 ways the health care law protects you as a patient.

1.Creates a new marketplace where individuals, families, and small businesses can shop for health insurance open for enrollment October 1st, 2013.

2.Prohibits insurance companies from denying coverage due to pre-existing conditions.

3.Helps you understand the coverage you’re getting.

4.Holds insurance companies accountable for rate increases.

5.Makes it illegal for health insurance companies to cancel your insurance if you get sick.

6.Protects your choice of doctors.

7.Allows young adults up to age 26 to remain on their parents’ insurance plan.

8.Provides more preventive care without co-pays.

9.Ends lifetime and yearly dollar limits on coverage of essential health benefits.

10.Makes the appeals process is more transparent.

If you get insurance through your employer–and about half of Americans do–you may not notice any difference as the new law kicks in.

We’re here to help you and your family enjoy optimal health. Stay tuned for insider information to help you thrive under our new health care law.

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